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Affordable Family Housing – Building Your Home – 3 Options

“One half of knowing what you want is knowing what you must give up before you get it.”

– Sidney Howard

Doing it yourself: The Owner-builder

Advantages
• Provided that the owner-builder knows precisely what his doing, he can effect substantial cost savings.

• He can build his home in his own time; halts proceedings if he runs out of funds; resume when more become available.

Disadvantages
• Owner-builder risks faulty basic design.รับสร้างบ้านโคราช

• He needs to have – but in most cases won’t have – detailed knowledge of the ingredients of the building process, from soil conditions through to the laying of tiles. In addition, he must have a thorough understanding of building regulations and more than a nodding acquaintanceship with quantity surveying, cost accounting and bookkeeping.

• He must supply the materials himself; problematic at the best of times, but especially risky during economic upswings, when shortages could occur. Rescheduling the project can be both difficult and expensive.

• Quality control: Very little recourse in the event of poor workmanship.

• Supervising sub-contractors is a tricky, complex and risk-laden task – one best left to the true professional.

• Local authorities will be laboriously meticulous in examining Owner-builder’s plans, which means delay and frustration.

• Lending institutions tend to be suspicious of owner- builders; the required loan might be difficult to obtain.

Conclusion:
Disadvantages outweigh the advantages unless the owner-builder is highly skilled and experienced and has an admirable tolerance of frustration. A valid option for the unqualified but competent handyman would to have the core unit professionally structured and then to do the finishes himself.

Commissioning an Architect and Builder

Advantages
• High Quality Design

• Quality of construction and materials guaranteed by architect if one is retained to supervise works. If no architect retained, reputable builder – and the contract and specifications should ensure a good job.

• The house will be built on time and within budget.

• Contract will provide for recourse in the event of faulty workmanship or delay.

• Architect and/or builder will handle complex documentation – plans submission, certificates of approval, etc.

• Builder will supervise sub-contractors.

• Building society finance more readily available if project undertaken by professionals.

Disadvantages
• Architect’s fees could (depending how much he is required to do) add about 6% to 11% onto quoted cost of house.

• Builder’s mark-up: the home will be more costly than if constructed by the truly expert do-it-yourself.

• The architect’s fees could be wasted info builder can be found to do the job for the budgeted amount.

Conclusion:
• For the average home-builder, the advantages in terms of Quality, cost and peace of mind far outweigh the disadvantages.

Contracting with a package developer.

Advantages
• Price is usually comparable to and can be lower than a similar house built by an architect and contractor; the package developer’s high mark-up is counter-balanced by savings generated by mass production techniques.

• Relatively painless entry into the housing game; easy initial financing; excellent financial advisory service; the customer needs to be involved in very little organization and paper work.

 

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